I can say one difference between earning and borrowing
Aspire Β· explain why borrowed money can cost more than it gives.
Teacher Print Tools β Week 1
Retrieval Quiz
Arrival Task β What Do You Already Know?
1. Say it
Name one way money comes IN.
Any honest answer counts β say it out loud.
2. Spot it
Name one thing money goes OUT on.
Any honest answer counts β say it out loud.
3. Point to it
Point to something that costs money.
Any honest answer counts β say it out loud.
1. The big idea
What does 'Money comes in. Money goes out.' mean in your own words?
Own words β one honest sentence.
2. Today's work
Today is 'Where Money Comes From' β income vs spending. What do you think we'll be doing?
A sensible prediction β we check it at the end.
3. Success check
By the end you should be able to say: 'I can name ways money comes into a household.' What will that take today?
Name one thing youβll need to do or try.
1. Two doors
Money comes in through several doors β earned, given, borrowed. What's the real difference between the last two?
A gift is yours; borrowed money is someone else's, visiting β it goes back, usually with extra.
2. The trap
Why can borrowing feel like income when it isn't?
It arrives the same way β but it's future money spent early, plus interest.
3. Privacy
Why do we never discuss anyone's real family money in this room?
It's private, it varies, and nobody should ever feel measured by it. Practice money only.
Starter
Today at a Glance
Key Question: What are we building today β and where does the evidence go?
π‘
Big Idea
Money comes in. Money goes out.
SPARK
π²
Today We Play
Wordsearch β settle in
GAME
π§±
The Wall Grows
Onto the Money-Smart Board
VOICE
π
It Banks
ASDAN LI M1 challenge 1
EVIDENCE
Talk first, then we play β every voice counts here.
I Do
The Model β Where Money Comes From
Key Idea: Money comes in. Money goes out.
π Look: money starts at work β effort becomes pay, pay fills the wallet.
Step 0 of 3
Money IN (wages, benefits) vs money OUT (spending).
Money IN is wages, benefits, gifts β money that becomes yours. Money OUT is everything you spend. Every household runs on the balance between the two.
Sorting real examples into income and spending.
Sorting real examples builds the reflex: pocket money IN, bus fare OUT, birthday tenner IN, phone top-up OUT. The reflex is what keeps budgets honest later.
Why we don't share personal family finances.
Family finances stay private β always. We practise on example money so everyone can join in with nothing personal on the table.
We Do
Wordsearch β settle in
How it works: Say what you think each word means first. Then tap, and see how close you were.Found: 0/8
MONEY
INCOME
SPEND
WAGES
SAVE
PRICE
BANK
BUDGET
I Do
Proving It β The Evidence Loop
Key Idea: Launch extension: one written line β one thing you'd move from your spending list to your saving list, and why.
Step 0 of 3
Documentarian
photo your sort.
Annotate
'income is ___, spending is ___'.
Witness
staff tick 'sorted income vs spending', sign β banks LI M1.
For the moderator, not just the folder
A tick says it happened. A witness statement says what you did. Before the photo is filed, the adult writes one sentence naming the thing they actually saw you do — and rings whether you did it Supported, Standard or Stretch.
That ring is the part that counts. It is the difference between “the class did this” and “this candidate did it, at this level, with this much help.” The witness sheet prints with every pack.
We Do
Match the Word to the Real Amount
Step 1: Tap a card, then its partner. Step 2: Watch the WAGOLL write itself. Score: 0/6
MONEY
INCOME
SPEND
WAGES
SAVE
PRICE
Β£1.05 on the shelf edge β before any offer
Β£4.20 gone at the till, every lunchtime
The bit that arrives β before anything leaves
The Β£2 in your pocket that turns into a meal deal
Paid Friday for the hours you did Monday to Thursday
The Β£5 you didn't spend, waiting for the trainers
Full sort doneAdded my ownBorrowing understoodEvidence banked
Independent Work
Independent Work β Studio Time
Instructions: Work at your level. Evidence goes in your ASDAN portfolio β Documentarian photo + annotation + witness tick β ASDAN LI M1 challenge 1.
15:00
π€ With support
Task: Post the money picture cards into the IN and OUT tins. Two are posted already so you can see the sort.
Steps: One step at a time β adult support is right there. Photo when youβre proud of it.
π€ On your own
Task: Sort the money cards into INCOME and SPENDING, then add one of your own to each side.
Steps: Work the task through β photo as you go, annotate at the end, witness tick before you pack up.
π Take it further
Task: Sort the money cards into INCOME and SPENDING, then add one of your own to each side. Stretch: explain why borrowed money can cost more than it gives.
Steps: Task first, stretch second β and your annotation should explain the why, not just the what.
Lundy Loop
Lundy Loop β Your Voice on the Wall
Why: Article 12 β your view counts here, and it genuinely changes what happens next.
πͺ SPACE
The Money-Smart Board never shows anyone's real family money β examples are always practice money, and 'pass' is always allowed.
π£ VOICE
Say one thing you would like to save up for. No amounts, no real family money β just the thing.
π₯ AUDIENCE
The room hears the goal, never the numbers. That is the rule on this board.
β INFLUENCE
The things you pin become the items in our practice shop β you are choosing what we price up.
Exit Ticket
Exit Ticket
Instructions: Answer independently. Own words β no wall-peeking.
1.
I can name ways money comes into a household β true for you today? Say how.
Point to todayβs work as your proof.
2.
I can sort earning, benefits, gifts and borrowing β true for you today? Say how.
Point to todayβs work as your proof.
3.
I can say one difference between earning and borrowing β true for you today? Say how.
Point to todayβs work as your proof.
1.
What does 'Money comes in. Money goes out.' mean now the lessonβs done?
Own words + one example from today.
2.
What did you actually make or do today β and which bit are you proudest of?
Sort the money cards into INCOME and SPENDING, then add one of your own to each side.
3.
Where does todayβs evidence bank?
ASDAN LI M1 challenge 1
1.
Β£20 borrowed at 'a little extra a week' β why can that cost more than Β£20 earned?
Interest stacks: borrowed money charges rent for every week it stays.
2.
Name an income that isn't wages, and a spend that isn't a shop. How do they fit the sort?
E.g. benefits/gift IN; bus fare/subscription OUT β the doors are wider than shops and jobs.
3.
Why does the IN/OUT sort matter more when money is tight?
Tight money leaves no slack β knowing the flow is the only way to steer it.
Slide 1/10
π πΈβοΈ
Where Money Comes From β banked!
Income vs spending β
β I can name ways money comes into a householdβ I can sort earning, benefits, gifts and borrowingβ I can say one difference between earning and borrowingβ Onto the Money-Smart Board: Say one thing you'd like to save up for. Today's outcome goes onto thβ¦Next lesson: Notes & Coins β making amounts. Β£1Β£250p20pΒ£5
βΈ MID-POINT PEER CHECK
Pens down β quick partner check!
π£ Show your partner where youβre up to. Check together against todayβs success: I can name ways money comes into a household and I can sort earning, benefits, gifts and borrowing. If somethingβs missing, help them add it β kindly.
2 minutes max. Then Iβll resume the timer.
Knowledge Organiser (BUILD ASDAN W1): Where Money Comes From
BUILD Β· ASDAN Studio Β· ASDAN Studio Β· Money Smart Β· Banks: ASDAN LI M1 challenge 1
Key Word
Definition
INCOME
Money coming IN β wages, benefits, gifts.
SPENDING
Money going OUT on things you buy.
WAGES
Money earned by doing work.
SAVE
Money kept back now for something later.
Key Facts
Money comes in. Money goes out.
Banks: ASDAN LI M1 challenge 1
Pupil voice: Say one thing you would like to save up for. No amounts, no real family money β just the thing.
What it changes: The things you pin become the items in our practice shop β you are choosing what we price up.
Launch extension: one written line β one thing you'd move from your spending list to your saving list, and why.
1) What does 'Money comes in. Money goes out.' mean in your own words?
2) Today is 'Where Money Comes From' β income vs spending. What do you think we'll be doing?
3) By the end you should be able to say: 'I can name ways money comes into a household.' What will that take today?
1) Money comes in through several doors β earned, given, borrowed. What's the real difference between the last two?
2) Why can borrowing feel like income when it isn't?
3) Why do we never discuss anyone's real family money in this room?
Today at a Glance
Key Question: What are we building today β and where does the evidence go?
We Do 1: Wordsearch β settle in
MONEY, INCOME, SPEND, WAGES, SAVE, PRICE, BANK, BUDGET
We Do 2: Match the Word to the Real Amount
Draw lines to match:
MONEY Β· INCOME Β· SPEND Β· WAGES Β· SAVE Β· PRICE
What something costs β the number on the labeβ¦ Β· Money going OUT β every purchase, big or smalβ¦ Β· Money coming IN β wages, benefits, gifts. Β· What we swap for the things we need and want. Β· Money earned by working. Β· Money kept back now for something later.
Scaffolding β Supported
Access & sensory notes (staff)
· The supported task today is: Post the money picture cards into the IN and OUT tins. Two are posted already so you can see the sort.
· Fine motor: offer the chunky-grip pen, and accept a card sort or a spoken answer scribed by an adult — the judgement is the evidence, not the handwriting.
· Sensory: Money is the sensitive part here, not noise. Every example stays practice money, and nobody is ever asked what their family has or spends.
· Cognitive load: a completed small piece beats a half-done large one at moderation. Cut the target, never the thinking.
· Ring the level honestly on the witness sheet. Supported with the work finished is a stronger portfolio entry than Standard with it abandoned.
Sentence starters
Money comes IN from ______.
Money goes OUT on ______.
One thing I would save for is ______.
Word bank
income · wages · benefits · spending · money in · money out · save · private
Scaffolding β Standard
Frame
1) Sort the cards into money IN and money OUT. 2) Add one of your own to each side. 3) Explain why one of yours was hard to place.
Sentence spine: "I started by ___ — then ___ — which shows Money comes in. Money goes out."
Scaffolding β Stretch
Stretch prompts
Β£20 borrowed at 'a little extra a week' β why can that cost more than Β£20 earned? Name an income that isn't wages, and a spend that isn't a shop. How do they fit the sort?
Independent Work β Supported
Task: Post the money picture cards into the IN and OUT tins. Two are posted already so you can see the sort.
Stick or draw your sort here:
An adult can scribe your reasons.
Independent Work β Standard
Task: Sort the money cards into INCOME and SPENDING, then add one of your own to each side.
Task: Sort the money cards into INCOME and SPENDING, then add one of your own to each side.
Stretch: explain why borrowed money can cost more than it gives.
Exit Ticket β Supported
1) I can name ways money comes into a household β true for you today? Say how.
2) I can sort earning, benefits, gifts and borrowing β true for you today? Say how.
3) I can say one difference between earning and borrowing β true for you today? Say how.
Exit Ticket β Standard
1) What does 'Money comes in. Money goes out.' mean now the lessonβs done?
2) What did you actually make or do today β and which bit are you proudest of?
3) Where does todayβs evidence bank?
Exit Ticket β Stretch
1) Β£20 borrowed at 'a little extra a week' β why can that cost more than Β£20 earned?
2) Name an income that isn't wages, and a spend that isn't a shop. How do they fit the sort?
3) Why does the IN/OUT sort matter more when money is tight?
Assessor Witness Statement
BUILD ASDAN W1 · Where Money Comes From BUILD Β· ASDAN Studio Β· ASDAN Studio Β· Money Smart Β· Banks: ASDAN LI M1 challenge 1
Candidate name
Date of activity
Activity witnessed
Where Money Comes From
1 · What I actually saw this candidate do
Name the observable action, not the worksheet. Write what a stranger would have seen from the doorway.
2 · Level the candidate worked at — ring ONE
SUPPORTED Post the money picture cards into the IN and OUT tins. Two are posted already so you can see the sort.
STANDARD Sort the money cards into INCOME and SPENDING, then add one of your own to each side.
STRETCH Β£20 borrowed at 'a little extra a week' β why can that cost more than Β£20 earned? Name an income that isn't wages, and a spend that isn't a shop. How do they fit the sort?
I confirm the work described above was produced by the named candidate, and that the level ringed reflects the support actually given on the day.
Assessor name (print)
Role
Signature
Date
One statement per candidate per session. File it with the photo, not instead of it.
Lundy Loop — this lesson
Space → Voice → Audience → Influence. The adult’s first job is Space: regulate before you educate.
Space
The Money-Smart Board never shows anyone's real family money β examples are always practice money, and 'pass' is always allowed.
Voice
Say one thing you would like to save up for. No amounts, no real family money β just the thing.
Audience
The room hears the goal, never the numbers. That is the rule on this board.
Influence
The things you pin become the items in our practice shop β you are choosing what we price up.
Closing the loop: out loud, as a class, is enough here. Any inclusion counts — a nod, a word, a pointed finger. If a pupil wants theirs written down, an adult scribes it in their words. Pass is always allowed.
Where Money Comes From β Feedback Sheet
Keep with your ASDAN portfolio.
Pupil name:
Date:
WWW (What Went Well):
EBI (Even Better If):
Level worked at: Supported / Standard / Stretch
ASDAN evidence filed: Yes / Not yet
Pupil response β my next step:Ring this yourself — an adult may write your words if you ask.
How I answered it — ring one:👉pointed🗣said it✋showed🖼picture🔁tried again🎬filmedNothing yet is a real answer — leave it blank. Pass is always allowed.Filmed or photographed: work, not faces, unless consent is filed.R — adult initials that they received it: ____________